KIVRA
Consumer Credit PlatformI built KIVRA end to end as a salary-linked credit card and spending platform for Nigerians with reliable income who need private, flexible access to credit before their next salary arrives.
I am a product builder who owns the end-to-end journey from ideation and problem-solving to strategy, user experience and the actual product. I have built fintech products and a social networking product.
What I Do
I build products end to end, turning ideas and complex problems into clear, usable experiences and working products. I own discovery, strategy, customer journeys, requirements, prioritisation and delivery, with experience spanning fintech, payments, consumer credit, financial data and social networking.
Product Work
Products I have built and owned from ideation to delivery.
I built KIVRA end to end as a salary-linked credit card and spending platform for Nigerians with reliable income who need private, flexible access to credit before their next salary arrives.
I built MONTRA end to end as a financial visibility platform that connects fragmented accounts and turns them into one clear, live picture of a person's money, behaviour and trajectory.
I am building My Neighbour end to end as a hyperlocal social networking platform that brings neighbourhood life online — organised around where you are, not who you follow.
Product management experience within a regulated cross-border remittance platform, working across payments, KYC, transaction monitoring, operational tooling and market expansion.
Read more →Professional Experience
Product Management Intern
VeloRemit · Regulated cross-border payments
Product Builder
KIVRA · Consumer credit platform
Product Builder
MONTRA · Financial visibility platform
Founder & Product Builder
My Neighbour · Hyperlocal social networking platform · Coming soon
Education
MSc Project Management — Distinction
University of Salford, Manchester · 2025–2026
BA Communication and Language Arts
University of Ibadan · 2017–2021
Certifications
Beyond Product
Student Mentor
Salford Business School
Mentored 80+ new master's students.
Outreach Director
Save Our Future Initiative
Led child-abuse awareness outreaches reaching 7,000+ children across 20+ schools, alongside educational and mentorship initiatives.
Product Toolkit
Product
FinTech & Payments
Technology & AI
I'm always interested in conversations about building useful products, solving complex problems and taking ideas from concept to reality.
© Temi Abiodun · Product Portfolio